DENTAL INSURANCE
INDIVIDUAL DENTAL INSURANCE
Delta Dental Individual and Family plans are available at competitive rates, flexible payment options, free choice of dentist (in- or out-of-network), excellent customer service, and much more! People have different needs; that’s why we offer several different coverage options. Delta Dental is a local carrier with a vast network of providers offering an array of affordable plans to choose from.
With Individual and Family plans from Delta Dental, you get the same kind of dependable dental benefits offered by employee group plans. You can count on us to be there with the dentists you want and the services you need. Protect your dental health and your overall health through valuable dental coverage and regular dental checkups.
USE DENTISTS YOU ALREADY KNOW
With Delta Dental Individual and Family plans, you are free to see any dentist you wish. We have the largest networks in the country. When you visit one of the more than 145,000 Premier network dentists (Traditional plan) or the nearly 90,000 PPO network dentists (Basic, Preferred, Premium and Premium Plus plans), you receive the highest level of benefits with the lowest out-of-pocket expenses.
PLAN HIGHLIGHTS WITH DELTA DENTAL
• Up to 100% coverage for diagnostic and preventive services like exams, cleanings, and x-rays
• Coverage for basic restorative services like fillings, extractions, and periodontal maintenance
• Coverage for major restorative services like root canals, crowns, dentures, and implants on select plans
• High annual maximums up to $2,000 per person
• One-time deductible
• Access to the nation’s largest dental provider networks
• Vision discount program included with all plans
SMALL BUSINESS DENTAL INSURANCE
Delta Dental Individual and Family plans are available at competitive rates, flexible payment options, free choice of dentist (in- or out-of-network), excellent customer service, and much more! People have different needs; that’s why we offer several different coverage options. Delta Dental is a local carrier with a vast network of providers offering an array of affordable plans to choose from.
With Individual and Family plans from Delta Dental, you get the same kind of dependable dental benefits offered by employee group plans. You can count on us to be there with the dentists you want and the services you need. Protect your dental health and your overall health through valuable dental coverage and regular dental checkups.
Eligibility
All qualified employer groups with between 2–100 enrolled employees are eligible. The employer group agrees to sponsor the plan, sign the contract application, and make payments to Northeast Delta Dental. All employees and their dependents are eligible after an initial eligibility (probationary) period chosen by the employer. Dependent coverage continues up to age 26. Incapacitated children may remain enrolled regardless of age.
Flexibility
You are free to see any dentist you wish, but you will get the best value from your Northeast Delta Dental plan when you receive your care from a participating dentist. The benefits of seeing a participating dentist include:
No Claims Paperwork
Participating dentists will prepare and submit claims on you behalf.
No Balance Billing
Because participating dentists accept our allowances for services, you will normally pay less when you visit a participating dentist.
No Up-Front Payments
Participating dentists agree not to charge their Delta Dental patients up front for covered services.
Direct Payment
Northeast Delta Dental pays the dentist directly, so you don’t have to pay the covered amount up front and wait to be reimbursed.